My Ultimate holdings

Brandon S. Ha
4 min readJun 14, 2022

In long story short, I own everything such as Index ETFs, Bonds, Commodity(inc Gold), REIT ETF, BNB, Short Kosdaq.

Stocks

Despite world market downtrends, the US will keep growing with a lot of world class genius people. Uncle Warren also said that “Never bet against America”. I also manage my parents account and most of them are in S&P 500 ETF. Also, i do invest in the best world class businesses across the world. Also, please please do not make a mistake like by investing 100 different companies. Just remember that even if you do invest in 100 different companies, they are still all classified as an equity which is a risk asset. You are not diversifying anything. Charlie Munger says “Owning 3 stocks is enough for everyone. Diversification for Idiots & Know Nothings”. If you wonder my top 3 stocks, please check on my instagram! Please follow me @iDevBrandon or keep reading the article to the end. Also, i do love dividends. I do believe that dividends will keep raising even if the market crush like financial crisis in 2008. If one of my holdings suspend or reduce dividends during my investment joinery, i will drop them from my holdings.

Options

The best harmony with crypto. This asset draw a perfect opposite correlation which is like safe & risk assets in terms of asset allocation. This is funny that Inverse ETF is the only my Korean stock. Kosdaq might sounds similar to Nasdaq but it’s so different. Big Korean companies are in Kospi and those companies ain’t qualified to be in Kospi are classfied as Kosdaq company. But in the US, companies can be in S&P 500 and Nasdaq or even Dow industrial components.

Cryptocurrency

Again, i repeat that i do not trust cryptocurrency. But i do like it as a software engineer as i see a huge potential as a future corp marketing rewards. Binance is the largest exchange and Binance coin(BNB) tracks exactly same as Bitcoin(BTC). If Binance close, all of my crypto will be gone so this is why i do invest in BNB. My original strategy for crypto investment is 50/50 in BNB/BUSD. So, once i take some profit from Inverse Kosdaq, i will buy more BNB and BUSD to stake in Binance platform. One thing i really want to achieve with Binance is that i collect $4,000 in USDT & BUSD for 10% staking. So, i get receive like $1 every single day! This is an ideal cash flow model.

REIT, instead of Real Estate

I want to be an iconic rich man in London one day. To be honest, never lived in London but London is still my dream city to live in. Currently, i do live in Gangnam which are like city of London & Minato City, Tokyo in Seoul. To be honest, the best idea is that if i do invest in a real apartment or office, that would be super amazing. but, sadly, i cannot even afford a toilet in Gangnam which costs like $100,000 for per m². I think Gangnam property price tag is similar to City of London. I do have one close British friend who is Londoner and one thing he told me is so unforgettable. “Dude, Nobody live in central London.” I didn’t understand what he meant at that time. But since i move to Gangnam, i strongly feel that and understand why nobody can afford the central place. To be honest, I never ever thought of buying a house as i never form a proper family. Also, Uncle Warren thinks that investing in the Stock market performs way better, rather than putting your big chunk of dollar into RE as you just dwell there and it turns to non-income cash flow source.

Bonds

Fortunately, i know how i should manage bonds in the army. Don’t make a stupid mistake by investing in Bonds heavily while interest rate raising. Uncle Jerome said to the world that the FED will raise the interest until they can beat inflation. If the interest keep raising, the bond price will keep going lower and it might affect to stock market as people withdraw money from equity market to put the money in bank for that 3% interest. But i will keep buying more stocks until i become one of richest men in the world.

Commodity & Gold

The best performer during today’s darkest market condition. Nothing to mention. i just bought it simply for asset allocation.

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Instagram : https://www.instagram.com/idevbrandon/

YouTube : https://www.youtube.com/channel/UCJkWGHm1S2XgpYh_zTueQEQ

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